- Single best investment in terms of day to day comfort- Insulating our third floor. We haven't entered the coldest part of winter yet but early signs point to less layers in doors this year.
- Best Long term investment was re-financing our mortgage. As the lawyer said at closing, "Your fortunate to have made it to closing". However, a ~22% decrease in our monthly mortgage payment is well worth setting the payment clock back to 360. I will be 69 when we pay it off, but I know the next couple of years I will be happy.
- Ryan left his nookie and diapers at the Beach Club at the tender age of 2 years and 9 months
- Dylan has become the homework warrior and regularly gets 100% on this spelling tests.
- Alexander has turned into the Arts and Crafts King at school.
- The Wife tried a bold new look, it's like I have a new wife in the same great package
- Ryan left his nookie and diapers at the Beach Club at the tender age of 2 years and 9 months
- Dylan has become the homework warrior and regularly gets 100% on this spelling tests.
- Alexander has turned into the Arts and Crafts King at school.
- The Wife tried a bold new look, it's like I have a new wife in the same great package
The Bad
- The points we paid to re-finance.
The Ugly
- Our mini-Japanese Maple contracted some sort of disease. Half the tree shriveled up. June and Judy's gardener helped the wife prune it and hopefully saved the tree. If not, we lost a great tree.
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